by admin | Jan 9, 2026 | 2024, Federal Reserve, Newsletter Article
by David Young, President On September 18, 2024, the Federal Reserve cut the federal funds rate by 50 basis points — its first reduction since the pandemic. This pivot marked a shift from one of the most aggressive tightening cycles in decades. Fast forward to...
by admin | Jan 9, 2026 | 2025, Newsletter Article, Q2
by David Young, President The first half of 2025 reminded us how quickly sentiment can shift—and why disciplined investing is so important. In March, the S&P 500 was down nearly 19% from its February high. Media outlets were predicting an imminent bear market, as...
by admin | Jan 9, 2026 | 2025, Q1, Review
by David Young, President Market Overview: The first quarter of 2025 was marked by significant volatility, mainly driven by rising trade tensions and substantial tariffs imposed by the U.S. administration. The S&P 500 dropped by 4.3%, representing its worst...
